@font-face{font-family:"Bitter";src:url(/assets/font-iagfktna-bitter-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Atkinson Hyperlegible";src:url(/assets/font-iagfktna-atkinson-hyperlegible-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Atkinson Hyperlegible";src:url(/assets/font-iagfktna-atkinson-hyperlegible-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--primer:#E3E7DF;--primer-deep:#D3D9CF;--rag:#F7F5EF;--graphite:#2B2A28;--graphite-soft:#4A4944;--pencil:#77766F;--redwood:#7A331D;--redwood-deep:#53210F;--redwood-text:#F8EBDD;--teal:#1B5A57;--teal-deep:#103E3C;--teal-pale:#B9DCD8;--brass:#C99A3C;--brass-light:#E7BC5E;--alert:#9B1C1C;
--head:"Bitter",Georgia,"Times New Roman",serif;--body:"Atkinson Hyperlegible","Segoe UI",Verdana,sans-serif;--maxw:74rem;--measure:62ch;--rail:3.6rem;
--nail:radial-gradient(circle at 50% 50%,var(--brass) 0 3.2px,var(--graphite) 3.6px 4.4px,transparent 4.8px)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--primer);color:var(--graphite);font-family:var(--body);font-size:1.0625rem;line-height:1.65}
::selection{background:var(--teal);color:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:hover{color:var(--teal-deep);text-decoration-thickness:3px}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
h1,h2,h3{font-family:var(--head);font-weight:700;line-height:1.18;margin:0 0 .55em;color:var(--graphite);text-wrap:balance}
h1{font-size:clamp(2.1rem,4.4vw,3.6rem)}
h2{font-size:clamp(1.65rem,3vw,2.35rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.sn24y-wrap{width:min(100% - 2rem,var(--maxw));margin-inline:auto}
.sn24y-skip{position:absolute;left:-999px;top:0;background:var(--graphite);color:#fff;padding:.75rem 1rem;z-index:99}.sn24y-skip:focus{left:1rem;top:1rem}

/* header: a redwood board with a nail at each end */
.sn24y-head{position:relative;z-index:30;background:var(--redwood);color:var(--redwood-text);border-bottom:5px solid var(--redwood-deep);
background-image:radial-gradient(circle at 50% 50%,var(--brass-light) 0 3px,var(--redwood-deep) 3.4px 4.2px,transparent 4.6px),radial-gradient(circle at 50% 50%,var(--brass-light) 0 3px,var(--redwood-deep) 3.4px 4.2px,transparent 4.6px);
background-size:14px 14px,14px 14px;background-position:left 8px top 50%,right 8px top 50%;background-repeat:no-repeat}
.sn24y-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px;padding-inline:1.25rem}
.sn24y-brand{display:inline-flex;align-items:center;gap:.65rem;min-height:44px;font-family:var(--head);font-weight:700;font-size:1.3rem;line-height:1.15;color:var(--redwood-text);text-decoration:none}
.sn24y-brand img{width:34px;height:34px;background:var(--rag);border-radius:3px;padding:3px}
.sn24y-brand:hover{color:#fff;text-decoration:underline;text-decoration-thickness:2px}
.sn24y-links{display:flex;gap:.2rem 1.4rem;align-items:center}
.sn24y-links a{display:inline-flex;align-items:center;min-height:44px;color:var(--redwood-text);text-decoration:none;font-weight:700;font-size:1.0625rem;border-bottom:2px solid transparent}
.sn24y-links a:hover{color:#fff;border-bottom-color:var(--brass-light)}
.sn24y-links a.sn24y-cta{background:var(--brass-light);color:var(--graphite)!important;padding:0 1.15rem;border-radius:3px;border:2px solid var(--graphite)}
.sn24y-links a.sn24y-cta:hover{background:#F1CE82;color:var(--graphite)!important;border-bottom-color:var(--graphite)}
.sn24y-menu{display:none;background:var(--redwood-deep);border:2px solid var(--brass-light);border-radius:3px;min-width:44px;min-height:44px;align-items:center;justify-content:center;color:var(--redwood-text)}
@media (max-width:820px){
.sn24y-menu{display:inline-flex}
.sn24y-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--redwood-deep);flex-direction:column;align-items:stretch;padding:.8rem 1.25rem 1.2rem;gap:.3rem;border-bottom:5px solid var(--graphite)}
.sn24y-links[data-open]{display:flex}
.sn24y-links a{padding:0 .2rem}
.sn24y-links a.sn24y-cta{justify-content:center}}

/* main: the spine runs down the left, stitched with brass nails */
main{position:relative}
@media (min-width:900px){
main::before{content:"";position:absolute;z-index:2;top:0;bottom:0;left:max(1rem,calc((100% - var(--maxw))/2));width:var(--rail);pointer-events:none;
background:
radial-gradient(circle at 50% 50%,var(--brass) 0 4.4px,var(--graphite) 4.8px 5.8px,transparent 6.2px) 50% 14px/100% 64px repeat-y,
linear-gradient(90deg,transparent calc(50% - 11px),var(--graphite-soft) calc(50% - 11px) calc(50% - 9px),transparent calc(50% - 9px) calc(50% + 9px),var(--graphite-soft) calc(50% + 9px) calc(50% + 11px),transparent calc(50% + 11px)) 0 0/100% 64px repeat-y,
linear-gradient(180deg,transparent 28px,var(--pencil) 28px 30px,transparent 30px) 50% 0/22px 64px repeat-y,
linear-gradient(90deg,transparent calc(50% - 1px),var(--pencil) calc(50% - 1px) calc(50% + 1px),transparent calc(50% + 1px)) 0 0/100% 100% no-repeat}
main>section{position:relative;z-index:1}
main>section>.sn24y-wrap{padding-left:calc(var(--rail) + 1.6rem)}
main>section.sn24y-wx{z-index:3}
main>section.sn24y-wx>.sn24y-wrap{padding-left:0}
main>section.sn24y-wx{background:var(--primer)}
}

/* weather: a ruled measuring strip */
.sn24y-wx{background:var(--rag);color:var(--graphite);border-bottom:2px solid var(--graphite)}
.sn24y-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem 1.6rem;padding:.6rem 0}
.sn24y-wx-photo{display:inline-flex;align-items:center;gap:.6rem;min-height:44px;background:none;border:0;padding:0;color:var(--teal);font:inherit;cursor:pointer}
.sn24y-wx-photo img{width:44px;height:44px;border-radius:3px;object-fit:cover;border:2px solid var(--graphite)}
.sn24y-wx-photo span{font-size:1rem;font-weight:700;letter-spacing:0;text-transform:none;border:2px solid var(--teal);border-radius:3px;padding:.3rem .7rem;background:transparent;color:var(--teal)}
.sn24y-wx-photo:hover span,.sn24y-wx-photo[aria-expanded=true] span{background:var(--teal);border-color:var(--teal);color:#fff}
.sn24y-wx-now{display:flex;align-items:center;gap:.6rem}
.sn24y-wx-now strong{font-family:var(--head);font-size:1.9rem;line-height:1;margin-right:.5rem;color:var(--graphite)}
.sn24y-wx-now span{font-size:1.0625rem}
.sn24y-wx-now small{display:block;font-size:.95rem;opacity:1;color:var(--graphite-soft)}
.sn24y-wx-icon{display:inline-flex;color:var(--teal)}
.sn24y-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.sn24y-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;border:1.5px dashed var(--pencil);border-radius:3px;padding:.35rem .65rem;font-size:.95rem;min-width:124px;background:transparent}
.sn24y-wx-day{font-weight:700;grid-column:1}.sn24y-wx-glyph{grid-row:1/3;grid-column:2;color:var(--teal)}.sn24y-wx-glyph svg{width:24px;height:24px}
.sn24y-wx-hl{grid-column:1}.sn24y-wx-hl strong{font-size:1rem}.sn24y-wx-hl em{font-style:normal;margin-left:.3rem;color:var(--graphite-soft)}
.sn24y-wx-cond{grid-column:1/3;font-size:.9rem;max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;color:var(--graphite-soft)}
.sn24y-wx-source{margin-left:auto;font-size:.9rem;color:var(--graphite-soft)}
.sn24y-wx-panel{padding:0 0 1rem}.sn24y-wx-panel img{border-radius:3px;border:2px solid var(--graphite);max-width:600px;width:100%;background:var(--primer-deep)}.sn24y-wx-panel p{font-size:.95rem;color:var(--graphite-soft);margin:.5rem 0 0}
@media (max-width:700px){.sn24y-wx-source{margin-left:0;width:100%}.sn24y-wx-now strong{font-size:1.6rem}.sn24y-wx-days li{flex:1 1 calc(50% - .5rem)}}

/* hero */
.sn24y-hero{padding:2.6rem 0 3rem;background:var(--primer)}
.sn24y-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2.6rem;align-items:start}
@media (max-width:960px){.sn24y-hero-grid{grid-template-columns:minmax(0,1fr);gap:1.6rem}}
.sn24y-hero-copy h1{margin-bottom:.35em}
.sn24y-hero-cap{margin:0 0 1.1rem}
.sn24y-hero-cap .sn24y-eyebrow{display:flex;align-items:center;gap:.8rem;max-width:30rem;margin:0}
.sn24y-eyebrow{font-family:var(--body);font-size:1rem;font-weight:700;letter-spacing:0;text-transform:none;color:var(--graphite-soft);margin:0 0 .8rem}
.sn24y-eyebrow::after{content:"";display:block;flex:1;min-width:2rem;height:10px;border-top:2px dashed var(--pencil);margin-top:0;background:linear-gradient(90deg,var(--pencil) 2px,transparent 2px) 0 -6px/100% 12px no-repeat,linear-gradient(270deg,var(--pencil) 2px,transparent 2px) 0 -6px/100% 12px no-repeat;transform:translateY(5px)}
.sn24y-lead{font-size:1.2rem;line-height:1.6;color:var(--graphite);max-width:40rem}
.sn24y-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.2rem 0 1.4rem}
.sn24y-trust{display:grid;gap:.45rem;margin:0;padding:0;list-style:none;font-size:1.0625rem}
.sn24y-trust li{position:relative;padding-left:1.7rem}
.sn24y-trust li::before{content:"";position:absolute;left:.15rem;top:.55em;width:11px;height:11px;border-radius:50%;background:radial-gradient(circle at 35% 35%,var(--brass-light),var(--brass) 55%,#8B6417);border:1.5px solid var(--graphite)}
.sn24y-hero-boards{position:relative}
.sn24y-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:1rem;padding:1.1rem;background:var(--redwood);border:3px solid var(--graphite);border-radius:4px;box-shadow:6px 6px 0 var(--graphite);position:relative;
background-image:var(--nail),var(--nail),var(--nail),var(--nail);background-size:16px 16px;background-repeat:no-repeat;background-position:left 5px top 5px,right 5px top 5px,left 5px bottom 5px,right 5px bottom 5px}
.sn24y-mosaic a{position:relative;display:block;border:2px solid var(--graphite);border-radius:2px;overflow:hidden;background:var(--redwood-deep);aspect-ratio:8/5}
.sn24y-mosaic a:first-child{grid-column:1/-1;aspect-ratio:16/9}
.sn24y-mosaic img{width:100%;height:100%;object-fit:cover}
.sn24y-mosaic a:hover img{filter:saturate(1.15) contrast(1.04)}
.sn24y-mosaic span{position:absolute;left:0;bottom:0;padding:.35rem .8rem;background:var(--rag);color:var(--graphite);font-weight:700;font-size:1rem;border-top:2px solid var(--graphite);border-right:2px solid var(--graphite)}
.sn24y-mosaic a:hover span{background:var(--brass-light)}
.sn24y-fretband{position:relative;z-index:3;line-height:0;background:var(--primer)}
.sn24y-fret{display:block;width:100%;height:30px;margin-top:-1px}

/* sections */
.sn24y-section{padding:3.6rem 0;background:var(--primer)}
.sn24y-section--soft{background:var(--rag);border-block:2px solid var(--graphite)}
.sn24y-section--deep{background:var(--redwood);color:var(--redwood-text)}.sn24y-section--deep h2,.sn24y-section--deep h3,.sn24y-section--deep a{color:var(--redwood-text)}
.sn24y-side-grid{display:grid;grid-template-columns:11rem minmax(0,1fr);gap:1rem 2.4rem;align-items:start}
@media (max-width:900px){.sn24y-side-grid{grid-template-columns:minmax(0,1fr);gap:0}}
.sn24y-side-cap .sn24y-eyebrow{margin:.55rem 0 .5rem}
.sn24y-side-cap .sn24y-eyebrow::after{display:none}
.sn24y-side-cap .sn24y-eyebrow{border-top:2px dashed var(--pencil);padding-top:.5rem;color:var(--graphite)}
.sn24y-rule{display:block;align-self:stretch;min-height:2.4rem;background:repeating-linear-gradient(90deg,var(--graphite) 0 2px,transparent 2px 10px) 0 0/100% 14px no-repeat,repeating-linear-gradient(90deg,var(--graphite) 0 2px,transparent 2px 50px) 0 0/100% 26px no-repeat;border-top:2px solid var(--graphite);height:30px;align-self:start;margin-top:1rem}
@media (max-width:900px){.sn24y-rule{display:none}}
.sn24y-side-body h2{max-width:22ch}
.sn24y-rates-note{max-width:var(--measure)}

/* how it works: the drawing beside three boards */
.sn24y-how-grid{display:grid;grid-template-columns:15rem minmax(0,1fr);gap:1.4rem 3rem;align-items:start}
@media (max-width:900px){.sn24y-how-grid{grid-template-columns:minmax(0,1fr)}.sn24y-how-draw{display:grid;grid-template-columns:minmax(0,9rem) 1fr;gap:1rem;align-items:end}}
.sn24y-bh{display:block;width:100%;max-width:15rem;height:auto}
.sn24y-how-draw .sn24y-eyebrow{margin:.6rem 0 0;border-top:2px dashed var(--pencil);padding-top:.5rem;color:var(--graphite)}
.sn24y-how-draw .sn24y-eyebrow::after{display:none}
.sn24y-cols.sn24y-steps{display:grid;gap:1rem;grid-template-columns:1fr}
.sn24y-cols{display:grid;gap:1.1rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr))}
.sn24y-steps .sn24y-card{display:grid;grid-template-columns:3.2rem 1fr;column-gap:1.1rem;align-items:start}
.sn24y-steps .sn24y-card .sn24y-num{grid-row:1/3}
.sn24y-steps .sn24y-card h3{margin-bottom:.3em}
.sn24y-steps .sn24y-card p{margin:0}
.sn24y-card{position:relative;display:block;background:var(--rag);border:2px solid var(--graphite);border-radius:4px;padding:1.2rem 1.3rem;color:var(--graphite);text-decoration:none;box-shadow:4px 4px 0 var(--graphite);
background-image:var(--nail),var(--nail);background-size:14px 14px;background-repeat:no-repeat;background-position:right 7px top 7px,right 7px bottom 7px}
.sn24y-card h3{padding-right:1.4rem}
a.sn24y-card:hover{background-color:#FFFFFF;color:var(--graphite);transform:translate(-2px,-2px);box-shadow:6px 6px 0 var(--teal)}
a.sn24y-card:hover h3{text-decoration:underline;text-decoration-thickness:2px;text-decoration-color:var(--teal)}
a.sn24y-card p{color:var(--graphite-soft)}
.sn24y-num{display:inline-grid;place-items:center;width:2.9rem;height:2.9rem;border-radius:50%;background:radial-gradient(circle at 35% 30%,var(--brass-light),var(--brass) 60%,#9A711D);border:2px solid var(--graphite);color:var(--graphite);font-family:var(--head);font-weight:700;font-size:1.3rem;margin-bottom:.7rem}

/* buttons */
.sn24y-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:2px solid var(--graphite);border-radius:3px;padding:.6rem 1.4rem;font:inherit;font-weight:700;font-size:1.0625rem;line-height:1.2;cursor:pointer;text-decoration:none;box-shadow:3px 3px 0 var(--graphite)}
.sn24y-btn--primary{background:var(--teal);color:#fff}
.sn24y-btn--primary:hover{background:var(--teal-deep);color:#fff;text-decoration:none}
.sn24y-btn--ghost{background:var(--rag);color:var(--graphite)}
.sn24y-btn--ghost:hover{background:var(--brass-light);color:var(--graphite);text-decoration:none}
.sn24y-btn:active{transform:translate(2px,2px);box-shadow:1px 1px 0 var(--graphite)}
.sn24y-btn[disabled]{opacity:1;background:var(--pencil);color:#fff;cursor:progress}

/* quote engine: a drawn cut sheet */
.sn24y-quote{position:relative;background:var(--rag);border:3px solid var(--graphite);border-radius:4px;padding:1.6rem 1.6rem 1.5rem;box-shadow:6px 6px 0 var(--graphite);
background-image:var(--nail),var(--nail),var(--nail),var(--nail);background-size:16px 16px;background-repeat:no-repeat;background-position:left 6px top 6px,right 6px top 6px,left 6px bottom 6px,right 6px bottom 6px}
.sn24y-quote h2{font-size:1.5rem;padding-inline:1rem}
.sn24y-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.2rem}
@media (max-width:560px){.sn24y-fields{grid-template-columns:1fr}.sn24y-quote{padding:1.3rem 1rem}.sn24y-quote h2{padding-inline:.8rem}}
.sn24y-field{display:flex;flex-direction:column;gap:.35rem}
.sn24y-field>span{font-size:1rem;font-weight:700;color:var(--graphite)}
.sn24y-field input,.sn24y-field select,.sn24y-field textarea{font:inherit;min-height:48px;padding:.6rem .75rem;border:2px solid var(--graphite);border-radius:3px;background:#fff;color:var(--graphite);width:100%}
.sn24y-field input:focus,.sn24y-field select:focus,.sn24y-field textarea:focus{outline:3px solid var(--teal);outline-offset:2px;border-color:var(--teal)}
.sn24y-field--wide{grid-column:1/-1}
.sn24y-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.sn24y-seg label{display:inline-flex;align-items:center;min-height:48px;border:2px solid var(--graphite);border-radius:3px;padding:.4rem 1rem;cursor:pointer;font-size:1.0625rem;font-weight:700;background:#fff;color:var(--graphite)}
.sn24y-seg label:hover{background:var(--teal-pale)}
.sn24y-seg input{position:absolute;opacity:0;width:0;height:0}
.sn24y-seg input:checked+span{background:none;color:inherit;margin:0;padding:0;display:inline}
.sn24y-seg label:has(input:checked){background:var(--teal);color:#fff;border-color:var(--graphite);box-shadow:inset 0 0 0 2px var(--brass-light)}
.sn24y-seg label:has(input:focus-visible){outline:3px solid var(--teal);outline-offset:3px}
.sn24y-seg input:focus-visible+span{outline:0}
.sn24y-note{font-size:.95rem;color:var(--graphite-soft);margin-top:.8rem;max-width:var(--measure)}
.sn24y-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.sn24y-status[data-tone=error]{color:var(--alert)}
.sn24y-results{margin-top:1.6rem}
.sn24y-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;align-items:baseline;margin-bottom:1rem;font-size:1.0625rem}
.sn24y-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:2px solid var(--graphite);border-radius:3px;padding:1rem 1.1rem;margin-bottom:.8rem;background:var(--rag);box-shadow:3px 3px 0 var(--pencil)}
.sn24y-result--best{background:#fff;box-shadow:4px 4px 0 var(--teal);border-color:var(--teal-deep)}
.sn24y-result strong{font-family:var(--head);font-size:1.12rem}
.sn24y-result small{display:block;color:var(--graphite-soft);font-size:.95rem}
.sn24y-price{font-family:var(--head);font-size:1.75rem;font-weight:700;text-align:right;line-height:1;color:var(--graphite)}
.sn24y-price small{display:block;font-family:var(--body);font-size:.85rem;font-weight:700;text-align:right;margin-top:.3rem}
.sn24y-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.sn24y-tag{font-size:.85rem;font-weight:700;padding:.15rem .55rem;border-radius:2px;background:var(--primer);border:1.5px solid var(--graphite);color:var(--graphite)}
.sn24y-tag--now{background:#FBE0DC;color:#7E1414;border-color:#7E1414}
.sn24y-group{font-size:1.2rem;margin:1.6rem 0 .5rem}
.sn24y-applicant{margin:.2rem 0 1rem;border-color:var(--teal-deep)}
.sn24y-result .sn24y-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sn24y-result{grid-template-columns:1fr auto auto}.sn24y-result .sn24y-btn{grid-column:auto}}
.sn24y-disclosure{font-size:.9rem;color:var(--graphite-soft);border-top:2px dashed var(--pencil);padding-top:.9rem;margin-top:1.1rem;max-width:none}
details.sn24y-more{margin-top:.5rem;font-size:.95rem}details.sn24y-more summary{cursor:pointer;color:var(--teal);font-weight:700;min-height:44px;display:flex;align-items:center}

/* the cut list (rates) */
.sn24y-table-wrap{overflow-x:auto;background:var(--rag);border:2px solid var(--graphite);border-radius:3px;box-shadow:4px 4px 0 var(--graphite)}
.sn24y-table{width:100%;border-collapse:collapse;font-size:1.0625rem;min-width:30rem}
.sn24y-table th,.sn24y-table td{padding:.8rem 1rem;border-bottom:2px dashed var(--pencil);text-align:left}
.sn24y-table th{font-size:1rem;font-weight:700;text-transform:none;letter-spacing:0;background:var(--redwood);color:var(--redwood-text);border-bottom:3px solid var(--graphite)}
.sn24y-table td{font-variant-numeric:tabular-nums}
.sn24y-table tbody tr:last-child td{border-bottom:0}
.sn24y-table tbody tr:hover td{background:var(--teal-pale)}

/* why */
.sn24y-why{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:1.4rem 2.6rem;align-items:start}
@media (max-width:900px){.sn24y-why{grid-template-columns:1fr}}
.sn24y-why-head h2{margin:0}
.sn24y-why-links p{padding:.9rem 1.1rem;background:var(--primer);border:2px dashed var(--pencil);border-radius:3px;max-width:none}

/* articles, faq, calculator */
.sn24y-article{max-width:52rem}
.sn24y-wrap.sn24y-article{margin-left:max(1rem,calc((100% - var(--maxw))/2));margin-right:auto}
.sn24y-article figure{margin:0 0 1.6rem}
.sn24y-article figcaption{font-size:.9rem;color:var(--graphite-soft);margin-top:.5rem}
.sn24y-article img{border:2px solid var(--graphite);border-radius:3px;box-shadow:5px 5px 0 var(--graphite)}
.sn24y-article h1{margin-bottom:.4em}
.sn24y-article h2{margin-top:1.6em}
.sn24y-sources{font-size:.95rem;border-top:2px dashed var(--pencil);padding-top:1rem;margin-top:2rem}.sn24y-sources ol{padding-left:1.3rem}
.sn24y-faq details{border:2px solid var(--graphite);border-radius:3px;background:var(--rag);padding:0 1.1rem;margin-bottom:.8rem;box-shadow:3px 3px 0 var(--pencil)}
.sn24y-faq details[open]{box-shadow:4px 4px 0 var(--teal);background:#fff}
.sn24y-faq summary{cursor:pointer;font-weight:700;font-family:var(--head);font-size:1.12rem;min-height:56px;display:flex;align-items:center;padding:.5rem 0;line-height:1.3}
.sn24y-faq details p{padding-bottom:.4rem}
.sn24y-calc output{font-family:var(--head);font-size:2rem;font-weight:700;display:block;margin-top:1rem;color:var(--teal-deep)}
.sn24y-apply-shell{background:#fff;border:2px solid var(--graphite);border-radius:4px;padding:1rem;min-height:600px;box-shadow:5px 5px 0 var(--graphite)}
.sn24y-apply-shell iframe{width:100%;border:0}

/* footer: the bottom board */
.sn24y-foot{position:relative;z-index:3;background:var(--redwood);color:var(--redwood-text);border-top:5px solid var(--redwood-deep);padding:2.8rem 0 2.4rem;font-size:1.0625rem}
.sn24y-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}@media (max-width:700px){.sn24y-foot-grid{grid-template-columns:1fr}}
.sn24y-foot a{color:var(--redwood-text);text-underline-offset:.2em}.sn24y-foot a:hover{color:#fff;text-decoration-thickness:3px}
.sn24y-foot .sn24y-brand{color:var(--redwood-text)}
.sn24y-foot nav a{display:flex;align-items:center;min-height:44px;margin:0}
.sn24y-foot nav strong{display:block;margin-bottom:.3rem;font-family:var(--head);font-size:1.1rem}
.sn24y-foot p{max-width:46ch}
.sn24y-foot p a[href^="tel"]{display:inline-flex;align-items:center;min-height:44px;font-weight:700}

/* never hidden */
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}a.sn24y-card:hover{transform:none}}

/* no-exam highlight */
.sn24y-noexam{background:#fff;border:3px solid var(--teal-deep);border-radius:4px;padding:1rem 1rem .4rem;margin:0 0 1.4rem;box-shadow:5px 5px 0 var(--teal)}
.sn24y-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.sn24y-noexam-badge{display:inline-block;background:var(--brass-light);color:var(--graphite);border:2px solid var(--graphite);font-size:.9rem;letter-spacing:0;text-transform:none;font-weight:700;padding:.25rem .7rem;border-radius:2px}
.sn24y-noexam-note{margin-bottom:.9rem;color:var(--graphite)}
.sn24y-result--noexam{border-color:var(--teal-deep);background:var(--rag)}
.sn24y-tag--noexam{background:var(--teal);color:#fff;border-color:var(--graphite)}
.sn24y-tag--usually{background:var(--teal-pale);color:var(--graphite);border-color:var(--teal-deep)}
.sn24y-noexam-note+.sn24y-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--pencil)}

/* small screens */
@media (max-width:899px){
.sn24y-section{padding:2.6rem 0}
.sn24y-mosaic{box-shadow:4px 4px 0 var(--graphite)}
.sn24y-steps .sn24y-card{grid-template-columns:2.9rem 1fr}
main>section>.sn24y-wrap{padding-left:0}
main>section{border-left:0}
.sn24y-section>.sn24y-wrap::before{content:"";display:block;height:14px;margin-bottom:1.4rem;background:var(--nail) 0 50%/28px 14px repeat-x}
.sn24y-hero .sn24y-wrap::before,.sn24y-wx .sn24y-wrap::before{display:none}
}
@media (max-width:480px){.sn24y-btn{width:100%}.sn24y-actions{display:grid}h1{font-size:2rem}.sn24y-how-draw{grid-template-columns:minmax(0,7rem) 1fr}}
.sn24y-cols.sn24y-learn{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:620px){.sn24y-cols.sn24y-learn{grid-template-columns:1fr}}
.sn24y-skip:hover{color:#fff}